What we pay, why, and how much we could realistically save in 2027.
Your fee is your share of two budgets: the West tower and the Master Association that runs the shared areas. Here is the same money grouped into what it pays for.
Each bar is how much a realistic change in that area would take off your monthly fee in 2027.
The savings only happen if the Boards act. In order of impact:
Master Association: runs what both towers share (lobby, pool, gym, garage, building insurance).
Reserves: the building's savings account for big future repairs. Florida law requires the structural part.
Realistic: savings comparable buildings usually get from rebids, energy measures and updated studies.
Expected increases before any action, for example utility rate hikes and wage increases. These are assumptions; replace them with management's figures when announced.
Monthly saving for this unit if each line reached the low end of its realistic range for 2027 (lighter bar) and its stretch level (full bar).
West (W) and Master (M) have their own sliders and their own realistic ranges, because their spending differs line by line. Percent change is against the starting point, after cost pressures. Open "How" on any line for the actions that move it.
A prudent operating cushion is 2–3 months of operating expenses (about $650–900k at Master, $360–540k at West). Realistic for 2027: up to $500k at Master and $100k at West. This is a one-time credit: the 2028 budget must absorb it.
Built from the levers in the current scenario, in the order the work has to happen.